Fix your credit ยท Structure your business ยท Get funding-ready
Boss Babe Academy

You Work Hard for Your Money. Now Learn How to Make Your Money Work for You.

Whether you work a 9โ€“5, run a business, or have a side hustle, Boss Babe Academy teaches you how to build personal credit, become bankable, understand funding opportunities, and make smarter financial moves.

Build Credit. Become Bankable. Create More Opportunities.

Join Boss Babe Academy for just $47/month.

Join Boss Babe Academy โ€” $47/month

Who This Is For

No perfect credit, no business, no six figures required. You just have to be ready to stop guessing.

Beauty Professionals
Entrepreneurs
9โ€“5 Employees
Aspiring Homeowners
People Who Want to Learn Credit
Future Business Owners
Bottle Girls / Dancers / Nightlife Servers
Anyone Ready to Become Bankable

The Real Problem?

You make good money, but on paper it doesn't look like it.

Denied for the apartment, the car or the loan even though you can afford it.

Scrambling for proof of income every time you fill out an application.

Money comes in fast and goes out faster, and you have nothing to show for it.

Repos, collections and late payments holding your credit hostage.

It's not your hustle. It's your structure. Let's fix your credit, document your income and get you approved.

We're Not Just Building Credit. We're Getting You Funding-Ready. ๐Ÿ’•

Inside Boss Babe Academy, I'm teaching you how to fix and build your credit, organize your income, structure your business, and position yourself for approvals.

And here's the part I don't want y'all to miss:

Once your credit and business are in position, I can also help you apply for business funding!

Whether your goal is to get high-limit credit cards, access capital to grow your business, or finally make your next big move, I'm showing you how to prepare for it, and helping you take that next step.

We're not just learning about money. We're getting you in position to leverage it.

All of that for $47 a month.

Get funding-ready โ€” $47/month

Built into your membership

Not Just Another Credit Course. We Help You Do the Work.

Done-for-You AI Credit Dispute Letter Preparation

Stop spending hours trying to figure out how to write credit dispute letters from scratch.

Inside Boss Babe Academy, members can upload their credit reports and use our specialized AI to analyze report information and generate personalized dispute-letter drafts for review.

No complicated prompts. No starting from a blank page.

I spent years learning the process and built AI tools to make the preparation work easier for you.

  1. 1Upload your credit report.
  2. 2Let the AI analyze the information.
  3. 3Generate personalized dispute-letter drafts.
  4. 4Review your documents and take the next steps.

You Learn the Strategy. Our AI Helps With the Footwork.

Introducing

Your 4-Month Roadmap

Month by month, from fixing your credit to getting funded. Tap a month to see what's inside.

Boss Babe Academy course on desktop, laptop, tablet and phone
Month 1: Structure Your Business (Foundation)
  • Choose and set up an LLC
  • EIN, DUNS, and business bank accounts
  • Separating business and personal finances
  • Top bank comparison chart
  • Payment processors and accounting basics
  • Tax basics
  • Documenting income
Month 2: Personal Credit Cleanup & Optimization
  • Personal credit repair (disputes, deletions)
  • Building positive credit history
  • How to leverage personal credit for business
  • How credit affects your ability to get loans and funding

AI tool included: upload your credit report for AI-assisted analysis and personalized dispute-letter drafts to review.

Month 3: Build Business Credit
  • Vendor accounts and Net-30s
  • Building business credit step by step
  • PAYDEX score and DUNS profile
  • Business credit cards and lines of credit
Month 4: Funding & Wealth
  • Business loans
  • Business grants
  • Using other people's money responsibly
  • Credit and funding strategies
  • Maintaining business credit
  • Long-term wealth mindset
The Mia Bella Times feature on Destiny Ringgold: Where Beauty Meets Business Excellence

I know this because I've lived it

Meet Destiny

Entrepreneur ยท Mentor ยท Financial Educator

I'm Destiny, founder of Mia Bella Studios and Marie Consulting Services. At 28, I turned my middle school dream into a luxury salon by learning credit, business credit and how money really works.

Now I help clients fix their credit, structure their businesses and apply for funding. Boss Babe Academy is everything I teach them, plus AI tools I built to do the footwork with you.

Secure your spot

What Clients Are Saying

โ€œI was making $100K in tips but had nothing to show for it. Now I have an LLC, business account, and just got approved for $25K in funding.โ€
Kayla, Houston
โ€œI own a trucking company, I needed help figuring out how to take my business to the next level. Dessy helped me fix my credit, get my business structured properly, and understand how to position myself for funding. She even helped me apply for a business loan, and I got approved for $150K! I thought I was doing good just because my business was making money, but Dessy showed me how to actually leverage it. Boss Babe Academy is definitely worth it!โ€
Jason, Pittsburgh, PA
โ€œIโ€™m a hairstylist, and Iโ€™ve been making good money behind the chair for years, but Iโ€™m tired of working every day and feeling like I have nothing to show for it. One of my biggest goals is to buy a house, but I could never qualify because I wasnโ€™t properly reporting my income or filing my taxes. Boss Babe Academy really opened my eyes! Dessy taught me how to start organizing my money, get a tax strategy in place, and work on my credit. Now I actually understand what I need to do to prepare for homeownership. My goal is to be ready to qualify for my house next year, and for the first time, I feel like I have a real plan!โ€
Lisha, Houston, TX

Individual results vary and are not guaranteed.

All of This. For Only $47/Month.

The Credit Game. The Funding Game. The Business Game. Learn How It All Works.

Here's what you'll learn inside:

  • How to Repair Your Own Credit

  • Done-for-You AI Credit Dispute LettersAI tool

  • How to Get High-Limit Credit Cards

  • How to Buy Your First Home

  • How to Structure Your Business for Bank Approvals

  • The Real Way to Build Business Credit

  • How to Start Your LLC the Right Way

  • How to Put Yourself on Payroll

  • How to Use Other People's Money (OPM) to Fund Your Business

  • How to Access Business Funding

  • How to Legally Document Your Income & Understand Taxes

Everything You Need to Make Your Next Money Move ๐Ÿ’•

All of this for $47/month. That's about $1.57 a day.

BONUS: We apply for business funding for you when you're ready!

Join for $1.57 a day